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Year of the Ox personal finance tips

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We survived 2020, and people are hoping to put aside the struggles of a global pandemic, a controversial election, civil unrest and destruction. The effects of 2020 are still being felt by everyone, but there are ways to channel some good energy.

On the Western calendar 2021, February 12 is the first day of the first month of the traditional Chinese calendar and marks the start of the Chinese New Year, also known as the “Spring Festival” – the longest and most important celebration. for the Chinese. families around the world.

The Chinese calendar is based on the lunar and solar cycles, with the New Year being celebrated on different dates each year. The lunar calendar describes the 12-year repeating cycle of the Chinese zodiac. Each year is named after an animal: 2021 is the year of the ox.

According to Chinese culture, oxen are a sign of honesty, diligence, strength and reliability. On the negative side, the oxen are stubborn; they hate challenges and failures and strongly believe in themselves.

According to the Chinese Zodiac, when the Jade Emperor organized a race on the river, the Ox had to win the first place, because he was a talented swimmer. However, out of kindness, he agreed to wear the Rat during the race. Just before reaching the finish line, the Rat jumped up and landed in first place, and the Ox had to settle for second place.

Get off the beaten track

The pandemic has taught us to engage in anything that helps us be creative in problem solving. Oxes tend to be stubborn and follow all the rules in the book. They are not easily influenced. So, when faced with a challenge, think of other solutions. For example, if you have to work but can’t meet people in person, try solutions online. Most people work from home and are available online. People are hired on JobVite and on social media platforms; take advantage of this opportunity to increase your visibility.

Reliability is a good thing

2020 has been an unpredictable year, and 2021 has been volatile so far as well. People crave stability, and now is the time for the Ox to shine. For example, given the effects of the pandemic, most workplaces are understaffed. You can develop another task or responsibility that demonstrates your worth in the workplace.

In personal finance, being reliable doesn’t mean saying yes. Think about the benefits and consequences of investing or buying. According to the Associated Press, 69% of households have less than $ 1,000 in emergency savings. Talk to your partner about reducing unnecessary expenses in your household budget. For example, if you have a gym membership but didn’t go because of the pandemic, consider lowering that cost. Another example is the evaluation of your monthly subscription services.

Don’t be a bull

Oxen can be stubborn and their temper can flare up, causing conflict. With everything that is going on in the world, people are on edge. Always remember to take care of yourself. Relax and take care of yourself; you can try breathing exercises or yoga classes. Don’t get stuck at home all day – get out and walk with your pet or alone. Change of scenery and take the opportunity to relax. Everything will be alright.

70% of married couples fight over money – before arguments over housework, togetherness, sex, snoring and what to eat for dinner. Think about the best time to talk about money, maybe just after a hard day isn’t a good idea. Take notes on what you want to discuss, problem-solving strategies, and why it is important to discuss. If the anger gets hotter, stop the conversation and go for a walk or write your thoughts in a journal. If you find that you can’t discuss finances, ask an advisor or other impartial third party to help you resolve the situation.

Here is a new year and a new you!

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