The three major credit bureaus – Equifax, Experian and TransUnion – will continue to offer a free credit report to consumers each week on AnnualCreditReport.com until April 20, 2022.
The extension follows the offices’ decision in spring 2020 to provide free weekly reports as the coronavirus pandemic hit the United States, causing financial hardship for Americans who lost their jobs or suffered a cut in wages. Prior to the recent announcement, the availability of free weekly reports was scheduled to expire in April. Typically, a free report is only available from each office once every 12 months through AnnualCreditReport.com.
Check each report for errors or signs of fraudulent activity, such as the presence of a credit card or loan that you never opened, or a collection account for debt you never opened. must not. The most effective way to stop identity thieves from opening accounts in your name is to freeze the security of your every office report for free. (You can add a freeze at www.transunion.com/freeze, www.experian.com/freeze, and www.equifax.com/personal/credit-report-services.) When a freeze is in place, a creditor cannot not access your report in response to a new credit request, outsmarting scammers. If you want to open a credit account, you can temporarily lift the freeze.